Protect Your Family's Future in 3 Minutes
Get personalized life insurance options without the hassle. Efron will find you the best coverage at rates you can afford.
No medical exams
Instant approval
Coverage up to $2M
A+ BBB Rating
Licensed & Insured
200+ Families Protected
Same Day Approval
How It Works
Get life insurance coverage in 3 simple steps
Share Your Info
Tell us about yourself and your coverage needs in our quick 2-minute form.
We Find The Best Options
Efron compare rates from top insurers to find you the best coverage at the lowest price.
Get Protected Today
Complete your application and get approved. Many policies can start coverage immediately.
Products We Offer
Choose the right life insurance for your needs and budget
Term Life Insurance
Affordable coverage for a specific period. Perfect for young families and those with temporary needs.
Coverage for 10, 20, or 30 years
Monthly premiums that never increase
Convertible to permanent insurance later on
Living benefits available (terminal, chronic, critical illness)
Options for money back if you outlive the term length
Whole Life Insurance
Perfect for seniors or anyone wanting to ease the financial burden for family.
Lifetime coverage, typically $5K–$50K.
Monthly premiums that never increase
Tax-free death benefit
Universal Life Insurance
Flexible permanent coverage with adjustable premiums and death benefits.
Lifelong protection
Adjustable premiums
Investment growth potential
Living benefits available for terminal, chronic, or critical illness
We work with trusted partners
and top-rated insurers
MEET your agent
Hey, I'm Efron!
Before getting into life insurance, I spent over a decade in education. Teaching taught me how to break down complex ideas and help people truly understand them — and that’s exactly what I do now, just in a different classroom.
When I transitioned from teaching to life insurance, it wasn’t about sales — it was about continuing to teach. Only this time, I’m helping families understand how to protect what they’ve built, eliminate debt, and create financial peace of mind for their loved ones.
My approach is simple:
✅ Explain your options clearly — no confusing jargon.
✅ Find coverage that actually fits your goals and budget.
✅ Make sure you feel confident, not pressured.
At the end of the day, I’m still a teacher at heart — just with a new lesson plan: helping families secure their future.
Frequently Asked Questions
How fast can I get covered?
Most people are covered instantly once they complete their short application.
The process takes about 10–20 minutes from start to finish, and you can often have your policy active the same day.
Do I have to take a medical exam?
Most clients don’t!
In most cases, coverage is based on your prescription history, driving record, and a few health questions — no needles or labs required.
What are “living benefits”?
Living benefits let you access part of your life insurance while you’re still alive if you’re diagnosed with a terminal, chronic, or critical illness.
They’re designed to protect your income and help you focus on recovery — not bills.
What if I have health issues?
Totally fine. We work with multiple A-rated carriers, including those that specialize in clients with current or previous health conditions.
Everyone’s situation is different — we’ll find the right fit for you.
Can I change my life insurance policy after purchasing it?
Yes, many life insurance policies offer flexibility. You may be able to adjust your coverage amount, convert a term policy to a whole life policy, or add riders for additional benefits. It's important to review your policy regularly and discuss any changes with your insurance advisor to ensure it continues to meet your needs.
Do you cover all states?
We’re licensed and independent, which means we can help families in all 49 states (excluding New York) and compare top-rated carriers to find the best match.
Don't Wait - Protect Your Family Today
Every day without coverage is a day your family is at risk. Get your free quote now and secure their future.
Protecting families across America with affordable, reliable life insurance coverage since 2023.
Important Disclosures
Licensed Insurance Agent: Sara "Efron" Landau is licensed to sell insurance in over 40 states. License numbers available upon request.
Privacy Policy: We respect your privacy and will never sell your personal information. View our complete privacy policy at thelegacyeducator.com/privacy
Disclaimer: Rates and coverage options vary by state, age, health, and other factors. Quotes are estimates and not guarantees of coverage. Final rates determined by insurance carrier underwriting.
Medical Information: Some policies may require medical exams or health questionnaires. Coverage decisions are made by insurance carriers based on their underwriting guidelines.